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Hubby received a gift from our daughter for him to pick out a person to give a micro loan to. He picked Ariunzaya in Darkhan, Mongolia.
Mrs. Ariunzaya is 32 years old and she lives with her husband and 2 children in Darkhan, the second largest city of Mongolia. They live in their own flat in the center of Darkhan.
Mrs. Ariunzaya is a teacher of Mathematics in the local secondary school. Her son attends a secondary school and her daughter goes to the local kindergarten. Her husband runs a taxi business, using his family car, carrying passengers between Darkhan and the capital city, which is 220 kilometers away. On average, he makes one trip per day to the capital city, occasionally two. Mrs. Ariunzaya’s father is a former taxi driver and he is unemployed at the moment. Mrs. Ariunzaya wants to buy an another car to use for the taxi business as well. Her father will act as a taxi driver to earn some extra income for the family. Mrs. Ariunzaya is going to use her family’s savings, but needs some money on top of it to buy a car with lower mileage.
The loan that Mrs. Ariunzaya is taking will be used to buy the second hand car and to use it for taxi business employing her father and to increase her family’s income.
Here is a new post that concerns Amber’s Kiva activities.
And here are some interesting facts about the K14 group, that Amber is a part of from the Kiva organization….
Here is a little snippit from Amber’s post.
There are several obstacles facing Mongolia’s dairy industry:1) Inadequate collection and treatment infrastructure causes 1/3 of milk to spoil on the way to a processing facility
2) Lack of technical expertise and access to capacity-building and trainings for dairy operators in urban and rural areas
3) Preference of new generation for imported, processed milk compared to domestically produced milk
4) Lack of trust by, usually urban, Mongolians in the quality of locally produced dairy goods
5) Insufficient in both quality and quantity of services for milk producers from breeders, veterinarians, and feed producers
6) A need for modern technology and equipment to make small-scale dairy producers more efficient and increase output
Amber looks forward to using her two years of experience as a Peace Corps Volunteer to assist me in my Kiva Fellowship. Please follow Amber over the next year as she tries to give you a look into Mongolian borrowers, culture and business practices, among other things.
Amber Barger in an rural area outside of Uvurkhangai Province, Mongolia